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Life origins

Ten Different Starting Lines

No origin is automatically superior. Wealth brings expectations; hardship brings resilience. Pick one to start a life from it.

01

Generational Wealth

Old money, high expectations

Born into a family whose name opens doors across Crownhaven. Assets arrive before ambition does — and so do expectations.

Cash ~$82.5KCredit 720–770Lantern Heights
  • Lives in an inherited condo — no rent
  • $1,500/mo family allowance for 4 years
  • Tuition fully paid by family
  • Elite network opens doors
  • Family expectations strain relationships
  • Skills grow 20% slower (comfort breeds complacency)
  • Expensive tastes: +25% living costs
  • Allowance can be cut if you defy the family
02

Upper Middle Class

Stable, schooled, secure

Two professional parents, a good school district and a college fund. Security is the baseline — but so is the pressure to keep up.

Cash ~$21.5KCredit 690–740Lantern Heights
  • College fund covers 50% of tuition
  • Parents can help with up to $8,000
  • Strong professional network
  • Grew up near top schools
  • Lantern Heights rent is steep
  • Lifestyle creep: +10% living costs
  • Parents expect a professional career
  • Little practical, hands-on experience
03

Middle Class

Steady ground, thin margins

A stable household with a mortgage, two cars and careful budgets. Enough to stand on — not enough to fall back on twice.

Cash ~$7,000Credit 660–710Harborline
  • Balanced start with a small cushion
  • Parents can lend up to $3,000
  • 15% tuition help
  • Reasonable credit history
  • Limited financial flexibility
  • College likely means student loans
  • Modest network
  • One bad year can wipe out savings
04

Working Class

Hands-on, hard-won

Paychecks arrive weekly and leave just as fast. You grew up fixing things, showing up early, and helping your family with the bills.

Cash ~$1,700Credit 620–670Millrow
  • Union connections: +15% hiring in trades
  • Union scholarship covers 50% of trade school
  • Strong work ethic: faster performance growth
  • Practical skills from day one
  • $250/mo to support your parents
  • Almost no savings
  • College is a financial stretch
  • Smaller professional network
05

Entrepreneurial Family

Born behind the counter

You did homework at the family restaurant's back table. Now it's yours — the customers, the recipes, and the loan.

Cash ~$9,000Credit 640–700Riverside Commons
  • Inherit the family restaurant
  • Business instincts: +10% revenue
  • Merchant network
  • Parents can help with $2,000
  • Carry the restaurant's business loan
  • The business demands your time
  • Losses come out of your pocket
  • Family history rides on your choices
06

Rural Household

Land rich, opportunity poor

Five acres of family land in Cedar Hollow, a pickup truck and a sky full of stars. The city's opportunities are an hour's drive away.

Cash ~$4,750Credit 650–700Cedar Hollow
  • Own family land, debt-free
  • 15% lower living costs
  • 30% off starting a farm business
  • Great health and safety
  • Very few local jobs
  • No transit: a car is required
  • Small network
  • Far from city schools and clinics
07

Urban Disadvantaged

Fewer doors, fiercer drive

Ashgate raised you on hand-me-downs and hard lessons. The barriers are real — but so are the community programs and mentors who refuse to let you fall.

Cash ~$375Credit 560–620Ashgate Flats
  • Need-based grants cover 35% of tuition
  • Scholarships 2× more likely
  • Resilience: setbacks hurt 30% less
  • Community mentors seek you out
  • Almost no cash, thin credit
  • May not have finished high school
  • High-risk, underfunded neighborhood
  • $150/mo to support family
08

Foster Care / Independent Living

Self-made from the start

You aged out of the system with a duffel bag and a stipend. No safety net — but nobody to answer to, and a stubborn talent for teaching yourself.

Cash ~$950Credit 600–640Millrow
  • $600/mo independent-living stipend (30 months)
  • College tuition waived if you start before 26
  • Self-taught: skills grow 25% faster
  • Mentors are twice as likely to find you
  • No family safety net or inheritance
  • Smallest network in the game
  • No one to ask for help
  • Thin credit history
09

Immigrant Household

Two worlds, one family

Your family crossed an ocean for this. Relatives pool their money, the community buys from its own — and the paperwork never ends.

Cash ~$4,250Credit 600–660Riverside Commons
  • Relatives can pool up to $4,000
  • Community loyalty: +15% business revenue
  • Multilingual skills
  • Strong extended network
  • Language barrier: −15% hiring until certified
  • $200/mo remittances abroad
  • Administrative paperwork fees
  • New credit history
10

Single-Parent Household

Raised by one, ready for anything

One parent, two jobs, and a kitchen table where every bill was discussed openly. You grew up early — and you grew up close.

Cash ~$1,550Credit 620–680Millrow
  • Unshakable resilience
  • Early responsibility: faster performance growth
  • Close parent bond
  • Variable family support
  • Caregiving time limits your hours
  • Monthly support to your household
  • Single income growing up
  • Support level varies by circumstance