The central question: what will you do with the hand you've been dealt?
Choose one of ten life origins — or randomize. Each sets your starting cash, credit, education, family, district and unique perks and burdens. No origin is simply better: wealth brings expectations, hardship brings resilience and support programs.
Every turn is a month. Before it closes you see projected income, expenses and warnings. After, a statement explains exactly what changed and why: salary, taxes, rent, loans, business profits, rent collected, interest and more.
Context-sensitive events — promotions, layoffs, emergencies, inheritances, lawsuits, storms, recessions — appear as decisions. Every choice shows its consequences before you commit. You must decide before the next month begins.
Ten industries with four tiers each. Qualify through degrees, trade school, apprenticeships and certifications. Hiring odds depend on your network, reputation, district and mentors. Watch your monthly time budget: overcommitting harms your health and performance.
Cash flows checking → savings → credit card → collections. Build an emergency fund, protect your credit score, use insurance, invest in fictional stocks and bonds, and contribute to retirement for employer matches.
Found businesses with real P&L: pricing, wages, staff, marketing, competition and expansion. Buy homes, rentals, commercial buildings, warehouses and land with mortgages. Values follow each district's development and the economic cycle.
Date, marry, have or adopt children, and invest in them — schools, tutoring, education funds and time together raise their potential. Parents age, and their estates may bring assets or debts.
When your character dies (or passes the torch after 55), choose an heir. The estate is settled — debts, probate and estate tax — unless assets were placed in a family trust. Your heir begins with the starting line you built. Can you sustain three generations of wealth?